Real Estate Financing
Does Statesman deal in Commercial or Residential loans?
Statesman Capital provides both first and second mortgages on residential and commercial real estate as well as financing for industrial, residential, office and retail developments and construction. Whether you’re looking for an equity mortgage secured by your single family home, a construction loan to develop your next commercial project, or anything in between, contact us.
Does Statesman do any other types of loans?
Statesman will work with you to achieve your borrowing needs, whether it be for a construction loan, a consolidation loan, or any other loan you might need. All loans will be collateralized against Real Property.
My bank turned down my loan request. Does this mean Statesman will turn me down too?
Absolutely not. If you’ve had difficulty qualifying for traditional loans from banks and credit unions, we’d be happy to see if we can provide financing for you.
Why is getting financing from Statesman so much easier than when I asked for a loan from a bank?
Aside from our sound knowledge, experience and contacts in the industry, Statesman Capital is a private lender which allows you more flexible terms. We do not impose stringent requirements as in the case of banks and we will work directly with you on a personal basis. The qualification criteria for your loans are also minimal. This means that even if your credit history is not perfect, you are likely to qualify for a mortgage from Statesman.
I need quick financing without having to wait for long approval processes. Can Statesman help me?
Yes. Statesman understands the needs of borrowers and we will rapidly respond to financing requests. We can often process a complete loan application and provide you with a decision in under 24 hours. Your loan may be funded in 48 hours.
How quickly will I be approved?
Statesman’s reputation for speed and efficiency underscores its understanding of the needs of borrowers. We can often respond to loan requests within 24 hours and process a complete loan, with funding, within 48 hours.
What are your interest rates?
Every situation is different, so it is hard to answer this question without knowing more about the fact of the loan request. Statesman Capital offers its mortgages at competitive rates. Please contact us or apply here.
How much can I borrow?
Statesman Capital will provide loans from $100,000 to $10 million.
How long do I have to repay my loan?
Most of Statesman’s loans are between 3-24 months.
What is the loan application process?
Getting a loan from Statesman is extremely easy. The application process is simple and quick, and involves minimal paperwork. To begin the process, fill out this short form. If you need help, just give us a call and we’ll answer any questions you have about how we can help you meet your financial requirements today.
I only need a short term loan. Can Statesman help?
Yes. We specialise in flexible, short term financing typically lasting from 6-18 months.
Can I seek independent legal advice?
Of course you can. Statesman Capital is invested in making the entire lending process clear, comfortable and as low stress as possible. Please feel free to have your legal representative join in on the lending process.